The Automatic Savings Transfer Simulation is a web-based financial planning tool that simulates how regular automatic transfers from a checking account to a savings account can help a user reach specific financial goals over time. It’s a budget-friendly educational project that demonstrates the power of consistent saving habits.

Key Features

1. Goal Setup – Users can set savings goals (e.g., "Buy a Laptop", "Emergency Fund") with target amounts and deadlines.

2. Transfer Frequency & Amount – Choose how much money to transfer and how often (daily, weekly, monthly).

3. Interest Rate Simulation – Optionally include a savings account interest rate to show growth over time.

4. Progress Tracking – Real-time chart showing savings growth and how close the user is to the goal.

5. What-If Scenarios – Adjust transfer amounts and see how it affects the timeline.

6. Multiple Goal Management – Manage different goals simultaneously with separate timelines.

7. Budget Check – Ensures that transfer amounts do not exceed available monthly income.

8. Savings Milestone Alerts – Notify when key percentages (25%, 50%, 75%) of the goal are reached.

9. Report Generation – Download a savings progress report as PDF/Excel.

Technology Stack

• Frontend: HTML, CSS, Bootstrap, JavaScript (interactive charts with Chart.js or D3.js).

• Backend: PHP / Java / Node.js (goal management, calculations, and user data storage).

• Database: MySQL / MongoDB (stores user profiles, goals, and progress history).